Personal identification information
We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, phone number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personal identification information, except that it may prevent them from engaging in certain Site-related activities.
Non-personal identification information
We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.
Web browser cookies
How we use collected Information
Universal Lending may collect and use Users personal information for the following purposes:
- To improve customer service
- Responding to your customer service requests and support needs more efficiently
- To personalize user experience
- Understanding how our Users as a group use the services and resources provided on our Site
- To improve our Site
- To improve our products and services
- We may use the information you provide when placing an order only to provide service to that order – we do not share this information with outside parties except to the extent necessary to provide service
- For marketing or other purposes
- To run a promotion, contest, survey or other Site feature
- To send information you agree to receive about topics that may be of interest to you
- To send periodic emails
- If you decide to opt-in to our mailing list, you may receive emails that include company news, updates, related product or service information, etc.
If at any time you would like to unsubscribe from receiving future emails, we will include detailed unsubscribe instructions at the bottom of each email or you may contact us via our Site.
How we protect your information
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.
Our Site follows PCI vulnerability standards in order to create as secure of an environment as possible for Users.
Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.
Compliance with children’s online privacy protection act
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from persons we know are under 13. No part of our website is structured to attract anyone under 13.
Your acceptance of these terms
By using this Site, you indicate your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.
1522 Shaw Avenue
Clovis, CA 93611
(559) 298-0180 | https://www.universal-lending.com/contact-us/
NMLS ID 225400, CA DFPI # 60DBO-50739, CA DRE # 01858433